Capital Gains Calculator on Property Sale
A capital gains calculator on a property sale works out the gain on the sale and an estimate of the tax on it, from the sale price, the purchase price, the years you held the property, and the transfer costs. Enter those figures, plus the tax rate your chartered accountant confirms for your case, and the calculator gives you the gross gain, the taxable gain, the estimated tax and the net gain. The result is an estimate only, not tax advice, so confirm it with your chartered accountant before you act on it. It is free, instant, and needs no signup.
Enter your sale details
The price the property is sold for, in rupees.
What you paid for the property. Add purchase costs such as stamp duty and registration here only if your chartered accountant advises that treatment.
Holding period shown in the results is the sale year minus the purchase year. This tool does not classify the gain; your chartered accountant does.
Selling costs directly linked to the sale, such as brokerage on the sale.
Leave at zero unless your chartered accountant has confirmed a figure for your case. This tool does not grant any deduction or exemption on its own.
Enter the rate your chartered accountant confirms for your case. This field is not a statement of current law, and the rate it opens with is only an editable starting point.
Your estimated gain
At 12.5% on a taxable gain of ₹68,00,000, over a holding period of 10 years.
Estimate only, not tax advice. Confirm the rate, indexation, holding period treatment and any exemption with your chartered accountant. Nothing you enter is stored or sent anywhere.
How capital gain is calculated here
The maths has three steps:
Gross gain on the sale
Sale price minus purchase price minus transfer costs. Transfer costs are the selling costs you enter, such as brokerage on the sale. If the result is negative, the sale made a loss, not a gain.
Taxable gain
Gross gain minus the deductions or exemptions you enter. This calculator does not decide what you can deduct or exempt. Enter only a figure your chartered accountant has confirmed for your case, or leave it at zero.
Estimated tax and net gain
Taxable gain multiplied by the tax rate you enter, divided by 100. If the taxable gain is zero or negative, the estimated tax is zero. Net gain is the gross gain minus the estimated tax.
What this tool leaves out on purpose: it does not apply indexation, does not classify the gain by holding period, and does not decide any exemption. Those decisions change the tax materially, which is exactly why the result must be confirmed with a chartered accountant.
Worked example
A property bought in 2015 for ₹50,00,000 is sold in 2025 for ₹1,20,00,000, with transfer costs of ₹2,00,000 and no deductions entered. The holding period is 10 years.
The calculator above opens with exactly these numbers. Change the rate to the one your chartered accountant confirms, and the estimated tax and net gain move with it. The 12.5 percent in this example is an entered test rate, not a statement of current law.
Frequently asked questions
In simple terms, sale price minus purchase price minus the costs of the sale, such as brokerage. This calculator then subtracts any deductions or exemptions you enter, and applies the tax rate you enter to what is left. The result is an estimate only.
No. This page is an estimate tool, not tax advice. It does not state the current tax rate, does not classify your gain, and does not apply indexation or any exemption on its own. Confirm the rate, the holding period treatment, indexation and any exemption with your chartered accountant before you rely on any figure here.
Because the rate that applies depends on your case: the property, how long you held it, and the rules in force for your sale. This tool does not assert a rate as current law. The field opens at 12.5 percent only as an editable starting point, so you can change it to the rate your chartered accountant confirms.
No, not automatically. If indexation applies to your case, work out the indexed purchase cost with your chartered accountant and enter the adjusted purchase price in the purchase price field, or reflect the effect in the deductions field, as your chartered accountant advises. Do not assume indexation applies.
Costs directly linked to the sale, such as brokerage paid on the sale. Stamp duty and registration paid when you bought the property are part of your purchase cost, not a transfer cost of the sale, so add them to the purchase price if your chartered accountant advises that treatment. Enter only costs you can support with records.
Then the gross gain is negative and the estimated tax is zero. Whether a loss can be set off against other gains, and for how long it can be carried forward, depends on the rules for your case. Ask your chartered accountant; this calculator does not decide it.
Before you close the sale
An estimate helps you plan. It does not replace a chartered accountant, who checks the rate, the holding period, indexation and exemptions against your actual documents. Take this page's figures to that conversation, not to the sale deed.
- Sale, purchase and transfer cost figures in one view
- Tax rate fully in your control, nothing asserted as law
- Free for every user, with no signup